- Fishing-themed slot.
- 3x3 slot format.
- Instant-win cash prizes worth up to 25x your wager.
- Features a Grand jackpot worth 500x the base bet.
The Bait ‘n’ Bank slot game combines a fishing theme with multiple bonus features, including wilds, cash prizes, multipliers, and more. This addition to the wide selection of online slots at BetMGM Casino keeps things relatively simple while adding bonus features that can build on collected prize values. Discover more about the game’s features, jackpots, symbols, and bonus opportunities, as well as the overall experience the game has to offer, in this online slot review.
Play the Bait ‘n’ Bank slot right now at BetMGM, or read on to learn more about this exciting game in this online slot review.
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Bait ‘n’ Bank Game Highlights
The three-reel layout keeps things straightforward, but the prize-collection features add a little more to follow than a traditional classic slot.
- Gather prize values: Instant Prize and Jackpot symbols can be collected when they appear with a Collector symbol, giving the game a clear prize-building element beyond regular line wins.
- The Bonus Game adds more movement to the reels: During the Bonus Game, Enhancer Reels can add to prize values or multiply them before they are collected.
- Four jackpot levels are available: Mini, Minor, Mega, and Grand jackpot rewards can appear in the game, with the Grand jackpot worth 500x the base bet.
Bait ‘n’ Bank Slot Quick Facts and Features
| Software Provider | Push Gaming |
| RTP | 94.38%* |
| Volatility | Low |
| Jackpot Type | Fixed |
| Paylines | 5 |
| Reels | 3×3 |
| Max Wager | $100 |
| Max Win | 7,582x |
*Please note that the return to player (RTP) rate for this slot game may differ from one jurisdiction to another.
Does the Bait ‘n’ Bank Slot Pay Real Money?
Yes. You can play Bait ‘n’ Bank for real money at BetMGM Casino if you are physically located in New Jersey, Pennsylvania, Michigan, or West Virginia. These are the states where BetMGM Casino is legally active in the US. Players in those states can access slots for real money and play online slots through their BetMGM Casino account.
How to Play the Bait ‘n’ Bank Slot
The base game is easy to follow, with most of the action revolving around prize symbols, collectors, and the Bonus Game.
- Choose your bet: Select your preferred stake before spinning the reels. Wagers between $0.20 and $100 per game are available. Your chances of winning don’t scale with bet size.
- Watch for matching symbols: Line wins are formed by landing matching symbols consecutively from the leftmost reel.
- Look out for Instant Prize symbols: These symbols can award prize values in addition to regular line wins.
- Keep an eye on Collector symbols: When Collector symbols appear alongside Instant Prize or Jackpot symbols, they can gather those values.
- Trigger the Bonus Game: Landing a Collector symbol on the middle reel together with Instant Prize or Jackpot symbols on the outer reels activates the Bonus Game.
Bait ‘n’ Bank Game Features
Most spins in Bait ‘n’ Bank come down to prize symbols, collectors, and the Bonus Game. The feature set isn’t especially large, but each part plays a role in turning small prize values into larger rewards.
Bait ‘n’ Bank Wild Symbol Feature
The Wild symbol substitutes for most regular symbols to help complete winning combinations. It can’t replace Instant Prize, Jackpot, or Collector symbols and is available during the Base Game only.
Bait ‘n’ Bank Instant Prize Symbol Feature
Instant Prize symbols carry prize values ranging from 1x to 25x the base bet. These symbols can appear on the first and third reels and award their displayed values when collected during gameplay.
Bait ‘n’ Bank Jackpot Symbol Feature
Jackpot symbols can also only appear on the first and third reels and do so with one of four fixed jackpot values attached. Available prizes include the Mini, Minor, Mega, and Grand jackpots.
Bait ‘n’ Bank Collector Symbol Feature
Collector symbols only appear on the middle reel and can appear in both the Base Game and Bonus Game. When the Collector symbol lands alongside Instant Prize or Jackpot symbols, it collects the prize values. Once an Instant Prize value has been collected, the symbol is removed and replaced by a Dud symbol.
Bait ‘n’ Bank Chest Collector Burst Feature
The Chest Collector Burst Feature offers another way for the Bonus Game to appear. When an Instant Prize, Jackpot, or Collector symbol appears, it can trigger the Chest Collector feature. When it activates, Instant Prize, Jackpot, and Collector symbols burst from the Chest Collector onto the reels and award the feature.
Bait ‘n’ Bank Bonus Game Feature
The Bonus Game is triggered when a Collector Symbol lands on the middle reel and an Instant Prize or Jackpot symbol appears on either of the outer reels. The feature begins with three spins, and the spin counter resets to three whenever a new Instant Prize or Collector symbol lands.
Bait ‘n’ Bank Enhancer Reels Feature
During the Bonus Game, an additional row of Enhancer Reels appears above the main reels. These reels can introduce Addition and Multiplier symbols that modify the values collected during the feature.
Bait ‘n’ Bank Multiplier and Addition Symbol Feature
Multiplier symbols can increase prize values before they’re collected, while Addition symbols increase those values by a fixed amount. Depending on where they land, these symbols can either improve Instant Prize values on the reels below or increase the values already stored within active Collector symbols.
Bait ‘n’ Bank Slot Bonuses and Jackpots
Most of the larger payouts in Bait ‘n’ Bank come from its fixed jackpots and prize collection features. The game uses fixed prize amounts alongside Instant Prize values that can build during play.
Four jackpot tiers are available throughout the game. The Mini jackpot is worth 15x the base bet, the Minor jackpot pays 50x, the Mega jackpot awards 100x, and the top Grand jackpot is worth 500x the base bet.
Instant Prize symbols provide another source of bonus payouts. These values range from 1x to 25x the base bet and can contribute to larger collected totals when combined with the game’s prize-collection features.
The Bonus Game can increase collected prize values through Addition and Multiplier rewards that appear on the Enhancer Reel. Depending on what lands during the feature, prize totals can grow well beyond their original values before they’re collected.
How to Win the Bait ‘n’ Bank Slot
Regular wins come from matching symbols landing consecutively from the leftmost reel, with all qualifying line wins added together. WIld symbols can appear to help complete these winning combinations.
Payouts can also come through the game’s prize collection features, Bonus Game, and fixed jackpot prizes. Instant Prize values range from 1x to 25x the base bet, while jackpot rewards include the 15x Mini, 50x Minor, 100x Mega, and 500x Grand.
Just like many of the online casino games at BetMGM Casino, the best online casino, every result in Bait ‘n’ Bank is determined by chance, though incorporating the best strategies for slot machines can help you better manage your bankroll.
Bait ‘n’ Bank Slot Graphics and Design
As a Push Gaming slot game, Bait ‘n’ Bank places a traditional slot machine on the seabed among coral, fish, and scattered treasure. The underwater setting is simple but clear, with fish, coral, shells, and treasure elements helping reinforce the fishing theme. The game’s soundtrack is an uplifting guitar song that’s supported by sound effects like jingles, rings, and the powerful mechanical sound of the reels.
Bait ‘n’ Bank Slot Symbols
The lower-paying symbols are colored shells, while the higher-paying symbols include fishing bait, fishing rods, and lighthouses. Three matching shell symbols pay between 1x and 2x the bet, while three matching premium symbols can pay between 5x and 50x.
The Wild symbol helps complete regular winning combinations in the Base Game and can pay 50x when three Wilds land on a payline. Instant Prize, Jackpot, and Collector symbols carry the game’s main prize-collection action, with Instant Prize values reaching 25x and the Grand jackpot paying 500x the base bet.
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