{"id":43268,"date":"2026-04-27T11:31:05","date_gmt":"2026-04-27T15:31:05","guid":{"rendered":"https:\/\/casino.betmgm.com\/en\/blog\/?post_type=article&#038;p=43268"},"modified":"2026-04-27T11:30:28","modified_gmt":"2026-04-27T15:30:28","slug":"two-to-one-payout-in-blackjack","status":"publish","type":"article","link":"https:\/\/casino.betmgm.com\/en\/blog\/two-to-one-payout-in-blackjack\/","title":{"rendered":"What is a 2:1 Payout in Blackjack?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Many blackjack games award a 2:1 payout for insurance bets, making understanding this gameplay component a must for anyone new to the game. Bettors should understand how to check whether a game offers a 2:1 payout and the circumstances that dictate the payout.<\/span><\/p>\n<div id=\"betmg-1026420797\" class=\"after-article-adv-ad betmg-after-content betmg-entity-placement\" role=\"region\" aria-label=\"Advertisements\"><a href=\"https:\/\/www.betmgm.com\/en\/myaccount\/promotions\/casino\/new-player-offer\" target=\"_blank\" aria-label=\"PS_MC_3864152_PS &#8211; Facebook &#8211; 1200&#215;628\"><img src=\"https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1.jpg?strip=all\" alt=\"\"  srcset=\"https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1.jpg?strip=all 1200w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1-300x157.jpg?strip=all 300w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1-1024x536.jpg?strip=all 1024w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1-768x402.jpg?strip=all 768w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1-50x26.jpg?strip=all 50w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1-640x335.jpg?strip=all 640w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1.jpg?strip=all&w=120 120w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1.jpg?strip=all&w=240 240w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1.jpg?strip=all&w=360 360w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1.jpg?strip=all&w=480 480w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1.jpg?strip=all&w=840 840w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1.jpg?strip=all&w=960 960w, https:\/\/eidk95seyu2.exactdn.com\/en\/blog\/wp-content\/uploads\/2022\/10\/PS_MC_3864152_PS-Facebook-1200x628-1.jpg?strip=all&w=1080 1080w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 770px\" width=\"1200\" height=\"628\"   \/><\/a><\/div>","protected":false},"author":4,"featured_media":66601,"comment_status":"closed","ping_status":"closed","template":"","categories":[459],"tags":[],"topic":[],"class_list":["post-43268","article","type-article","status-publish","has-post-thumbnail","hentry","category-casino-guides"],"acf":{"article_highlights":[{"hightlight":"2:1 essentially means that the payout is twice the bet stake."},{"hightlight":"A 2:1 payout is a common prize for winning insurance bets."},{"hightlight":"Some variants of blackjack offer different payouts in these circumstances."}],"article_builder":[{"acf_fc_layout":"paragraph","title_only":true,"content":"<span style=\"font-weight: 400;\">Winning a hand of blackjack can be exciting, especially when your carefully considered strategy combines with good luck. Alongside how to get to that desired end, novice players should consider what a 2:1 payout in blackjack is.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">Among all blackjack payouts, 2:1 is probably the most desirable on the <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/best-real-money-online-casino-betmgm\/\" target=\"_blank\" rel=\"noopener\">best real money online casino<\/a><\/strong><span style=\"font-weight: 400;\"> apps. It\u2019s a standard return for winning particular bets on traditional blackjack games.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">The <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/guides\/blackjack-variants-rules\/\" target=\"_blank\" rel=\"noopener\">blackjack rules<\/a><\/strong><span style=\"font-weight: 400;\"> from one game to the next, though. Players are always best off verifying how payouts work in blackjack before placing any wagers.<\/span>\r\n<h2><b>The Basics Behind the 2:1 Blackjack Payout<\/b><\/h2>\r\n<span style=\"font-weight: 400;\">Throughout the <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/the-history-of-blackjack-how-this-legendary-game-was-born\/\" target=\"_blank\" rel=\"noopener\">history of blackjack<\/a><\/strong><span style=\"font-weight: 400;\">, a 2:1 payout has become one of the most desired outcomes. But just like winning blackjack odds, a payout of this value is rare, and a <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/mastering-blackjack-3-to-2-payouts\/\" target=\"_blank\" rel=\"noopener\">blackjack payout of 3:2<\/a><\/strong><span style=\"font-weight: 400;\"> is more common.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">In most games with the <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/blackjack-insurance-explained\/\" target=\"_blank\" rel=\"noopener\">blackjack insurance bet<\/a><\/strong><span style=\"font-weight: 400;\"> option, the online blackjack payouts<\/span> <span style=\"font-weight: 400;\">for winning those insurance bets will be 2:1. An insurance bet is a side wager you make that the dealer will hit 21 exactly.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">As a hypothetical, suppose the dealer\u2019s upcard is an ace and the dealer calls for insurance bets, you stake $5 to that wager, the dealer turns over the down card, and it\u2019s a queen. In that instance, your winnings at 2:1 would be $10.<\/span>\r\n<h2><b>What Blackjack Players Should Know About the 2:1 Payout<\/b><\/h2>"},{"acf_fc_layout":"large_image","image_options":"inline-image","image":66603,"image_link":"","caption_1":"","image_2":null,"caption_2":"","image_2_link":null},{"acf_fc_layout":"paragraph","title_only":true,"content":"<span style=\"font-weight: 400;\">It\u2019s never wise to assume that every blackjack game you want to participate in will offer a 2:1 payout on winning insurance bets or even give you the option to buy insurance at all. When you\u2019re <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/how-to-play-double-deck-blackjack\/\" target=\"_blank\" rel=\"noopener\">playing double-deck blackjack<\/a><\/strong><span style=\"font-weight: 400;\">, the rules could be significantly different.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">Other variants, such as <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/blackjack-single-hand-vs-two-hands\/\" target=\"_blank\" rel=\"noopener\">single-hand vs. two-hand blackjack<\/a><\/strong><span style=\"font-weight: 400;\">, might give you insurance options but offer a less lucrative payout. It\u2019s always imperative to keep the <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/house-edge-blackjack\/\" target=\"_blank\" rel=\"noopener\">house edge in blackjack<\/a><\/strong><span style=\"font-weight: 400;\"> in mind, even when there is a 2:1 payout for insurance bets available.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">The winnings from your insurance bet may be enough to cover what you could lose from your original bet on the hand, but there\u2019s no guarantee that will be the case every time. It\u2019s also good to remember that in these circumstances, you could lose both wagers, and accounting for that will help you <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/how-to-play-blackjack-with-confidence\/\" target=\"_blank\" rel=\"noopener\">play blackjack with confidence<\/a><\/strong><span style=\"font-weight: 400;\">.<\/span>\r\n<h2><b>Weighing Reward vs. Risk With 2:1 Payouts in Blackjack<\/b><\/h2>\r\n<span style=\"font-weight: 400;\">Advanced <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/basic-live-dealer-blackjack-strategies\/\" target=\"_blank\" rel=\"noopener\">live dealer blackjack strategies<\/a><\/strong> <span style=\"font-weight: 400;\">include assessing the likelihood of the dealer hitting blackjack in any hand, gauging the value of your original bet vs. what you are considering putting on the insurance bet, and any house rules regarding this situation. For example, some casinos may have different betting limits for insurance wagers.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">If you\u2019re just <\/span><strong><a href=\"https:\/\/casino.betmgm.com\/en\/blog\/how-get-started-online-blackjack\/\" target=\"_blank\" rel=\"noopener\">getting started with online blackjack<\/a><\/strong><span style=\"font-weight: 400;\">, the best approach is to play conservatively and always keep the element of chance in mind. Even a perfectly executed blackjack strategy can go awry if the cards don\u2019t fall your way.<\/span>\r\n<h2><b>Get Started With Thrilling Blackjack Games at BetMGM Casino<\/b><\/h2>\r\n<span style=\"font-weight: 400;\">When you <\/span><strong><a href=\"https:\/\/www.betmgm.com\/en\/myaccount\/register\" target=\"_blank\" rel=\"noopener\">register<\/a><\/strong><span style=\"font-weight: 400;\"> for BetMGM, you can explore this aspect of blackjack to build your experience. Collecting a 2:1 payout is one of the most exciting experiences in the game.<\/span>"}],"display_as_video":false,"video_duration":"","video_embed":null,"promote_to_homepage":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.7 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How a 2:1 Payout Works in Blackjack &#8211; BetMGM<\/title>\n<meta name=\"description\" content=\"A 2:1 payout is a desirable return on a winning blackjack bet. 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