First Person Baccarat Casino Game Review

min read
The title screen for First Person Baccarat, the live dealer baccarat game by Evolution; Game title appears over a red baccarat table.
BetMGM May 10, 2024, 7:46 AM
  • Fast-paced and easy to play
  • Live streaming games with live dealers
  • High table limit — bet up to $1,000 per hand
  • Side bets — pairs and player/banker bonus

First Person Baccarat is one of the fastest-growing online casino games currently available. This online casino game is one of several live dealer baccarat games offered by Evolution Gaming. Fast-paced, engaging, and easy to play, live baccarat games like this one are accessible to all players, from beginners to high rollers. 

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First Person Baccarat Game Highlights

Why is First Person Baccarate such a popular casino game? Here are three good reasons:

  • Professional live dealers will make you feel right at home.
  • A broad betting range allows you to bet from as little as $1 to $10,000 on the outcome of a hand.
  • A player-friendly return to player (RTP) of 98.94% keeps your bankroll going for longer.

First Person Baccarat Quick Facts and Features

Software Provider Evolution Gaming
Game Type Live Dealer
RTP 98.76%
Volatility Low
Jackpot Type N/A
Side Bets Yes
Min Wager $1
Max Wager $10,000
Max Win $200,000

Does First Person Baccarat Pay Real Money?

If you play baccarat online while physically located in New Jersey, Pennsylvania, Michigan, or West Virginia, you stand a chance to win real money at BetMGM Casino. These are the states where BetMGM is legally licensed to operate.

How To Play First Person Baccarat

The first step to playing baccarat online is to register an account at BetMGM Casino. Once you’ve done that, find your way to the Live Casino lobby, look for the First Person Baccarat room, and join a table that suits you. The Traffic Lights on the screen will give you the current status of the game round—green means betting time is open, yellow means it’s nearly over, and red means that betting time is over.

During betting time, you’ll see a chip display showing chips in denominations covered by your current balance. Select a chip and click one of the betting spots on the table labeled “player,” “banker,” or “tie.” You’ll also see spots for the side bets. Click or tap again to increase your bet by your chosen chip size, or use the Double button to rapidly double your bets.

Important: Don’t minimize your browser or open another browser table during betting time, as this will result in your bets being declined.

Once your bets are in, enjoy the show as your live dealer deals out cards to the player and banker hands and announces the winning hand or declares a tie. A round of baccarat typically plays out in around 30 seconds.

First Person Baccarat Game Features

Baccarat Live games come with the following play-enhancing features:

  • Squeeze: Some tables feature the famous Baccarat Squeeze, in which the dealer slowly reveals the outcome of the hand with the most bets placed on it.
  • Side bets: Player pair, banker pair, perfect pair, super 6, either pair, player bonus, and banker bonus side bets are available, each with different odds. The highest side bet payout odds are +20,000 (200:1) for two perfect pairs.
  • Baccarat roads: These traditional statistical charts allow you to analyze the trends in the results of each hand.

Evolution Gaming has also included a few features designed to make your gameplay as seamless as possible, including: 

  • Live chat:  Players can get live assistance and support during gameplay with the chat feature.
  • Scorecards: Players have access to various scorecards and statistics that can be used to track game trends and outcomes for strategic insights.
  • Game History: This feature allows players to review their past gaming activity with a detailed game history that includes dates, bet amounts, and payouts.
  • Shortcut keys: When you play First Person Baccarat, you can use keyboard shortcuts (found in the game rules) to make quick actions during gameplay, enhancing convenience and efficiency.

First Person Baccarat Bonuses and Jackpots

Classic live baccarat games like First Person Baccarat don’t have any bonus features beyond side bets. However, special live casino variants like Lightning Baccarat and Prosperity Tree Baccarat (both available at BetMGM Casino) award win-boosting multipliers in various ways.

How To Win First Person Baccarat

It’s easy to understand how to win First Person Baccarat. Basically, you have three main betting options: player, banker, or tie. Player and banker are the hands the cards are dealt to — the winning hand is the one with a value closest to 9, according to the baccarat scoring system:

  • Aces are worth 1 point each.
  • Cards from 2–9 are worth their face value.
  • 10s and face cards (jacks, queens, and kings) are worth 0.

Double-digit scores remove the first digit, e.g., 15 becomes 5. Suits are irrelevant in the main game. If you back the winning hand, your bet is paid out at odds of ±100. If the hands tie, all bets are pushed. Winning tie bets pay +800.

A popular baccarat strategy is to bet on the banker, which has a slight statistical edge. For this reason, the house takes a 5% commission on winning banker bets. Side bets work as follows:

  • Player/banker pair: Pays if the first two cards dealt to the player/banker form a pair. These side bets have an RTP of 89.64%. 
  • Perfect Pair: Payout odds are +2,500 if two identical cards (face value and suit) are the first two cards dealt to either the banker or the player. Payout odds are +20,000 if both banker and player are dealt Perfect Pairs. The RTP for Perfect Pair side bets in First Person Baccarat is 91.95%.
  • Either pair: Pays if the banker or player’s first two cards are the same in value or suit. The RTP for this side bet is 86.29%.
  • Player/banker bonus: Pays when the player/banker wins on a natural 8 or 9 or by four points or more. The Player Bonus side bet has an RTP of 97.35% and the Banker Bonus has an RTP of 90.63%.
  • Super 6: Pays 15:1 if the banker wins with a score of 6. You will need to place your main bet (Player, Banker, or Tie) before you can place this bet. The RTP for the Super 6 side bet is 86.18%.

The payout varies depending on which bet you place in First Person Baccarat:

Bet Pays
Player 1:1
Banker 1:1
0:5:1 when the Banker wins with 6
Tie 8:1
Player Pair 11:1
Banker Pair 11:1
Perfect Pair 25:1 for one pair
200:1 for two pairs
Either Pair 5:1
Super 6 15:1
Player or Banker Bonus 30:1 for non-natural hand wins by 9 points
10:1 for non-natural hand wins by 8 points
6:1 for non-natural hand wins by 7 points
4:1 for non-natural hand wins by 6 points
2:1 for non-natural hand wins by 5 points
1:1 for non-natural hand wins by 4 points
1:1 for a natural win
Push for a normal tie

First Person Baccarat Graphics and Design

First Person Baccarat games are streamed live in full HD quality from Evolution Gaming’s state-of-the-art casino studio. Elegant color schemes and personable, professional live dealers create an authentic casino atmosphere, with lighting and acoustics to match.

First Person Baccarat Symbols

First Person Baccarat is a card game, so the only symbols you’ll see are the faces of the cards.

Similar Online Casino Games To Play at BetMGM

Keen to explore more live casino games online? Here are some additional games to try:

  • Blackjack Live: Beat the dealer to 21 in this classic card-based game of skill and chance.
  • Live craps: Roll the dice for real online in this innovative casino game.
  • Live game shows: Join the fun and take a chance on Crazy Time, Crazy Coin Flip, and Football Studio.
Actress Vanessa Hudgens flipping casino chips next to the text "The King of Casinos"
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Our BetMGM editors and authors are casino experts with a wealth of knowledge of the online casino industry at all levels. Their coverage includes company news, game reviews, how-to instructional articles, strategy guides, and editorials showcasing BetMGM’s superior product and game library.

Our BetMGM editors and authors are casino experts with a wealth of knowledge of the online casino industry at all levels. Their coverage includes company news, game reviews, how-to instructional articles, strategy guides, and editorials showcasing BetMGM’s superior product and game library.