Blackjack has a simple premise when compared to many other online casino table games, but the combination of elements of chance and strategy components makes the game a lot of fun to play. The game’s strategy demands knowledge, including understanding 3-to-2 blackjack payouts. Whether you’re working out basic live dealer blackjack strategies or reviewing your results from playing in a non-live game, this is a part of the game that is crucial to understand.
3:2 payouts in blackjack occur when a player hits 21 exactly with their first two cards. When you’re getting started with online blackjack, you’ll discover that your knowledge of this facet of the game can help you in many ways.
Blackjack Table Payouts
At the core of how payouts work in blackjack is that players get a bonus for a hand that scores exactly 21. This situation, in which understanding 3:2 vs. 6:5 blackjack payouts becomes essential.
If you’re lucky enough to hit an ace and a king, queen, jack, or 10 on your first two cards, the typical rules for blackjack payouts state that you will get paid according to either the 3:2 or 6:5 rule, unless the dealer matches your lucky draw with a natural of their own. Some blackjack variants may introduce other rules to this situation, though, so it’s always wise to confirm this before wagering.
Confirmation of the payouts in blackjack will also tell you whether you’re playing a game with a 3:2 or 6:5 return for hands with a score of 21. The simple math in these blackjack basics shows that a 3:2 game is superior, as it offers better rewards for a natural blackjack win.
Be Your Own 3 to 2 Payout Calculator
The indisputably best hand in blackjack is any combination of two cards that add up to 21. When you land this combination of cards, the worst that can happen is a push (a tie). This is the best premise to demonstrate how to calculate a 3:2 payout, too.
The easiest way to think of a 3:2 payout is that your return is $3 for every $2 in bets. You can translate that value to any betting amount on live dealer or online blackjack as a simple 1.5x multiplier.
As an example, suppose you wagered $10 in a game with no blackjack rule variations, got an ace-king in the deal, and the dealer stood at 17. In this case, your 3:2 payout would be $15. This is because the following math would apply to your rewards:
10×1.5=15.
Blackjack Payout Chart
When you’re betting amounts that are easily divisible by two, a blackjack payout chart can be unnecessary. Math is easy for most people to do quickly in their heads, even during a game of live dealer blackjack when their attention can be divided.
Charts can help with blackjack rules and payouts for betting totals that aren’t easy to cipher, or for people new to the game who want to focus on other aspects of play. There are many 3:2 blackjack payout charts online that are free to access and quite comprehensive for bet amounts, including this truncated chart below.
| Bet Amount | 3:2 Return |
| $1 | $1.50 |
| $2 | $3 |
| $3 | $4.50 |
| $4 | $6 |
| $5 | $7.50 |
| $10 | $15 |
| $50 | $75 |
| $100 | $150 |
| $500 | $750 |
| $1,000 | $1,500 |
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When you play online blackjack at BetMGM, you don’t have to worry about doing a lot of math. The app and website interface handle much of that for you.
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Your bonus and your path to 3:2 mastery begin when you register for BetMGM and make a qualifying deposit. In no time, you’ll be able to build on your knowledge base with more complex concepts.
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